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THE PROGRAM™

 The Program™ is Overtime Capital Group's proprietary pension bridge planning process, designed to help professional athletes, executives, and business owners create tax-efficient income between peak earning years and traditional retirement while coordinating insurance, tax, legal, and wealth planning into one integrated strategy.

 

Not another investment.

Not another insurance policy.

Not another financial product.


A coordinated pension bridge planning process designed to help qualified individuals prepare for the years between peak earnings and traditional retirement.

Apply for The Program™

Apply for The Program™

Because Retirement Doesn't Always Start at 65.

For most people, retirement happens after a lifetime of work.


  • For professional athletes...It often begins before life has truly started.
  • For entrepreneurs...It can happen the day they sell their business.
  • For executives...It can begin years before traditional retirement income becomes available.


Success creates a new challenge.


 

The Program™ Is Designed To Help You Accomplish:


✔ Bridging the years between peak earnings and retirement

✔ Coordinate tax, legal, and financial planning

✔ Create long-term liquidity

✔ Preserve family wealth

✔ Protect what you've built

✔ Build a lasting legacy



How do you replace income during the years between your peak earning years and traditional retirement?


 We built The Program™ to help answer that question.

THE PROGRAM™ Athlete Edition

Designed for professional athletes whose careers often end decades before traditional retirement begins.


The Program helps qualified athletes prepare for life's next chapter by focusing on long-term planning, tax-efficient income strategies, and coordinated financial decision-making.

The Challenge...

The Forgotten Years

Most financial plans ignore them.

We don't.

THE PROGRAM™ | Athlete Edition

Built for the Unique Financial Challenges of Athletes

The average financial plan assumes you'll work until 65.


Athletes often earn the majority of their lifetime income before age 35.


The Athlete Edition is designed to help professional athletes, former athletes, coaches, NIL athletes, and high performers protect income, create liquidity, build long-term wealth, and establish a legacy beyond the game.


Core Pillars

  1. 🏈 Protection
  2. 🏈 Tax Strategy
  3. 🏈 Capital Accumulation
  4. 🏈 Opportunity Capital
  5. 🏈 Legacy Planning


Ideal Clients

  • NFL Players 
  • Former NFL Players 
  • NFLPA Members 
  • MLB Players 
  • NBA Players 
  • NHL Players 
  • UFC Fighters 
  • Coaches 
  • NIL Athletes

THE PROGRAM™ Executive Edition

Designed for executives, entrepreneurs, and business owners preparing for business exits, financial independence, or early retirement.


The Program helps create a coordinated strategy for preserving wealth and planning the transition from active income to long-term financial security. 

For Executives...

The Transition Years

The years between earning wealth and living from it often require the most thoughtful planning. 

Tax Event?

Executive Edition is really for people experiencing one or more of these examples:

THE PROGRAM™ | Executive Edition

Built for Business Owners, Executives & High-Income Families

Successful professionals face a different challenge.


It's not about making money.


It's about keeping more of it, protecting it, and deploying it efficiently.


The Executive Edition is designed for business owners, entrepreneurs, physicians, executives, and affluent families seeking a comprehensive approach to wealth creation and preservation.


Core Pillars

  1. 📈 Tax Efficiency
  2. 📈 Asset Protection
  3. 📈 Capital Accumulation
  4. 📈 Strategic Opportunities
  5. 📈 Legacy Planning


Ideal Clients

  • Business Owners 
  • Entrepreneurs 
  • Physicians 
  • Executives 
  • Real Estate Investors 
  • High-Net-Worth Families 

The Difference

This is where Overtime Capital Group wins!

Most financial plans involve separate conversations with:


  • CPA's
  • Attorney's
  • Insurance Advisor's
  • Investment Advisor's
  • Tax Planner's
  • Business Consultant's


The Program™ brings these conversations together into one coordinated planning process.

The Process

Ready to Start Planning the Years Most Financial Plans Ignore?

Apply for The Program™

Overtime Capital Group

Dallas, TX

(214) 305-8477

Copyright © 2026 Overtime Capital Group - All Rights Reserved.

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