Private wealth. Capital solutions. Legacy planning.
About Overtime

The story beginslong before the firm.

Overtime Capital Group is a founder-led private wealth, capital solutions and legacy planning platform. It was built to give athletes, entrepreneurs, business owners, veterans and families the caliber of planning and coordination traditionally reserved for family offices.

  1. IThe game

    Six seasons of professional football, and the discipline and resilience that elite environments demand.

  2. IIThe business

    Entrepreneurship, construction and private business ownership: building companies and creating wealth firsthand.

  3. IIIThe pattern

    Highly successful people earning substantial income without the structure, education or coordination to preserve it.

  4. IVThe platform

    One coordinated ecosystem of professionals, partners and expertise: Overtime Capital Group.

The story of Overtime Capital Group begins long before the company was formed, with football, family, entrepreneurship and a relentless pursuit of growth.

Founder and CEO Justin Stevens-Grube spent six seasons playing professional football, learning the discipline and resilience that elite environments demand. Like many athletes, he came to know a hard reality: athletic careers end, and financial success afterward requires an entirely different skill set than success on the field.

Following his playing career, Justin moved into entrepreneurship, construction and private business ownership, building companies and gaining real experience in wealth creation and investment. Along the way he observed a recurring pattern. Many highly successful people earned substantial income, yet lacked the structure, education and coordination to preserve and multiply it.

At the same time, Kristina Grube was building businesses and managing operations. Her background in operations management and organizational leadership became the foundation that turned vision into execution.

Rather than launch another single-service practice, together they envisioned a platform: one coordinated ecosystem of professionals, partners and expertise. That vision became Overtime Capital Group, serving clients nationwide through an approach that brings together tax strategy, asset protection, business consulting, wealth planning, alternative investments and legacy planning.

The founders

Two founders. One platform.

Overtime pairs an athlete’s understanding of short, high-earning careers with an operator’s discipline for systems and process.

Justin Stevens-Grube
Founder & Chief Executive OfficerJustin Stevens-Grube A former professional football player, entrepreneur and investor, Justin brings a perspective shaped by athletics, real estate and private investment. After a six-year professional career he moved into business ownership, where he saw how athletes and high earners struggle to preserve wealth. That realization built Overtime, where he leads strategic vision and growth.
Kristina Grube
Co-Founder & Chief Operating OfficerKristina Grube Kristina leads operational strategy, organizational development and client experience. With a background in supply chain and operations management, she has spent years scaling businesses through systems and process. An entrepreneur and military family advocate, she guides the firm’s culture and The Program™.
Meet the full team
A letter from the founders

When we founded Overtime Capital Group, our vision was never to build another financial services company.

We set out to build a platform, one where athletes, entrepreneurs, business owners, veterans and families could access the same caliber of planning and coordination traditionally reserved for ultra-high-net-worth individuals and family offices.

Throughout our journeys we witnessed a common challenge. People worked extraordinarily hard to earn money, yet lacked a coordinated strategy to protect it, grow it and ultimately transfer it. We saw entrepreneurs without a coordinated tax strategy, families with substantial assets but no legacy structure, and athletes earning life-changing income with no plan for the years after the game.

Those experiences became our foundation. Together we came to believe that true financial success is not measured by income or net worth alone, but by how effectively wealth is structured, protected and positioned to impact future generations.

Everything we do is guided by a simple philosophyMove Smarter With Money™

Justin Stevens-GrubeFounder & CEOKristina GrubeCo-Founder & COO
Our mission

To help athletes, entrepreneurs, business owners, veterans and families create, preserve and transfer wealth through coordinated planning, strategic partnerships and access to opportunities that support long-term financial independence.

Our vision

To become a leading private wealth, capital solutions and legacy planning platform for high-performing individuals across the United States, where everyday excellence earns access once reserved for family offices.

Our core values

The principles behind every decision.

01

Integrity

Trust is earned through consistency, honesty and doing what is right, even when no one is watching. Every recommendation and introduction must align with the client’s best interest.

02

Stewardship

Wealth carries responsibility. Financial success should create opportunity not only for ourselves, but for our families, communities and future generations.

03

Education

Empowered clients make better decisions. We prioritize education and understanding over sales and transactions.

04

Relationships

People matter more than transactions. We build long-term relationships rooted in trust, communication and mutual respect.

05

Service

Our purpose is to serve. Success is measured by the value we create for those we are privileged to help.

06

Legacy

The greatest measure of wealth is not what we accumulate, but what we leave behind.

Why Overtime Capital Group

Wealth is builtthrough coordination.

Most firms specialize in a single discipline. True wealth creation rarely happens within one silo. Clients deserve a team, a process, a strategy and a platform built to align every part of their financial life.

01

Former professional athlete leadership

Founded by a former professional athlete who experienced firsthand the challenge of turning income into lasting wealth. Our perspective comes not from theory, but from living it.

02

Coordinated planning

Most successful people have several advisors who rarely communicate. We bring those moving pieces into alignment through one coordinated approach.

03

A strategic ecosystem

No one firm can be expert in everything. Overtime works with specialists across tax, insurance, asset protection, business structuring, natural resources and wealth preservation, within one framework.

04

Legacy-focused philosophy

Wealth should create freedom, opportunity and strength for families and future generations. Every decision is made with that long-term perspective.

Our commitment

Every client has a unique story, unique goals and unique challenges, so we do not believe in one-size-fits-all solutions. Our commitment is to listen first, understand deeply, coordinate intelligently and serve with integrity.

Who we serve

Two communities close to our story.

Overtime serves athletes, entrepreneurs, business owners, executives, veterans and families. Two initiatives reflect the founders’ own experience and the service backgrounds across our team.

The Athlete Initiative

From the locker room to long-term wealth.

Athletes spend years perfecting their craft, yet few receive the same education about taxes, asset protection and long-term planning. Many earn substantial income over a short window, through bonuses, endorsements, NIL income and pensions, without a clear strategy to preserve it. The challenge is rarely income. The challenge is structure.

Areas of focus
  • NIL planning
  • Professional athlete wealth strategy
  • Tax planning around large income events
  • Post-career transition
  • Business ownership
  • Asset protection
  • Family wealth and legacy planning
  • Financial education
Explore The Program™ Athlete Edition
The Veteran Initiative

Honoring service through opportunity.

The move from military service to civilian life raises questions that go beyond a career change: entrepreneurship, business ownership, retirement, taxes, investing and long-term wealth. Our Veteran Initiative supports veterans, military families and service-minded professionals seeking greater financial confidence, led in part by members of our team with military backgrounds.

Areas of focus
  • Veteran entrepreneurship
  • Business ownership
  • Entity structuring
  • Tax planning
  • Asset protection
  • Retirement coordination
  • Family legacy planning
  • Financial education
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Important information

Limitations and disclosures

Read our important disclosures
Private consultation

No two situationsare alike.

Every meaningful plan begins with understanding. A private consultation is where we learn your story, your goals and who already advises you, before anything is recommended.

Please do not share account numbers, passwords or other sensitive information when scheduling.