Privacypolicy.

Effective Date: October 19, 2026
Last Updated: October 19, 2026

1. Introduction

Overtime Capital Group LLC ("Overtime Capital Group," "Overtime," "we," "us," or "our") respects the privacy of individuals who visit our website, contact our organization, request consultations, or communicate with us regarding our services.

We recognize that conversations about wealth planning, investments, business ownership, insurance, and financial objectives can involve personal and confidential information.

This Privacy Policy describes how we collect, use, disclose, retain, and protect personal information through our website at https://overtime-capital.com and related online inquiry and communication channels.

Our objective is to handle personal information responsibly, transparently, and in accordance with applicable law.

This Policy addresses our general website and online communications practices. Additional privacy notices or agreements may apply to specific client relationships, financial products, transactions, or investor services.

2. Information We Collect

Depending on how you interact with Overtime, we may collect the following categories of personal information.

A. Contact and Identifying Information

Information you voluntarily provide, such as:

• First and last name.
• Email address.
• Telephone number.
• Professional occupation or industry.
• Business or organization affiliation.
• General location, when voluntarily provided.
• Other details included in communications with us.

B. Consultation and Service Inquiries

When you request information or schedule a consultation, we may collect:

• Topics or services of interest.
• General financial planning objectives.
• Business or investment interests.
• Professional background.
• Preferred contact methods.
• Appointment details.
• Information voluntarily included in your inquiry.

This may include interest in tax strategy coordination, energy, real estate, business planning, entity and trust structuring, insurance-related planning, or The Program™.

Visitors should not submit Social Security numbers, account passwords, banking credentials, tax returns, government identification documents, or other highly sensitive records through ordinary website contact forms.

Where sensitive information is legitimately needed, Overtime or the appropriate professional may direct you to an approved secure communication or document-transfer process.

C. Communications and Marketing Preferences

We may maintain records of:

• Newsletter subscriptions.
• Marketing permissions.
• Opt-in confirmations.
• Subscription preferences.
• Unsubscribe requests.
• Communication history.
• Service and investment categories selected by a visitor.

D. Website and Technical Information

When you visit our website, technical information may be processed by our hosting and technology providers, including:

• Internet Protocol (IP) address.
• Browser and device characteristics.
• Operating system.
• Pages requested.
• Referral information.
• Date and time of access.
• Technical diagnostic and security information.

Additional analytics or advertising technologies, where implemented, are subject to applicable privacy disclosures and requirements.

E. Information From Other Sources

Where lawful and appropriate, we may receive information from:

• Individuals who refer prospective clients.
• Professional advisers.
• Business partners.
• Service providers.
• Authorized third-party systems.
• Previous inquiries or subscriptions submitted through our former website.

We process such information for appropriate business purposes and subject to applicable confidentiality, consent, and privacy obligations.

3. How We Use Personal Information

We may use personal information to:

1. Respond to inquiries and requests.
2. Arrange consultations and appointments.
3. Communicate about requested services.
4. Evaluate whether our services may be appropriate for a prospective client.
5. Coordinate authorized communication with relevant professionals or service providers.
6. Maintain client and business relationships.
7. Manage voluntarily requested newsletter subscriptions.
8. Send marketing communications where appropriately authorized.
9. Understand the effectiveness of approved marketing campaigns.
10. Maintain website operation, functionality, reliability, and security.
11. Detect or prevent fraud, misuse, or unauthorized activity.
12. Maintain legally required business records.
13. Fulfill applicable legal, regulatory, contractual, and professional obligations.

We do not treat submission of a general inquiry as automatic consent to receive unrelated marketing communications.

Where separate marketing permission is required, we obtain and maintain the appropriate consent or other lawful authorization.

4. Website Forms and ActiveCampaign

Overtime uses ActiveCampaign to support contact management, communications, and marketing operations.

When a visitor submits an applicable website lead form, information may be transmitted to ActiveCampaign for purposes including:

• Recording the inquiry.
• Managing consent and subscription status.
• Categorizing requested areas of interest.
• Routing inquiries internally.
• Sending authorized communications.
• Maintaining appropriate communication records.

Where enabled, email subscriptions use a confirmation process.

Marketing messages include appropriate unsubscribe functionality.

General inquiries may be handled separately from marketing subscriptions to avoid enrolling individuals in unrelated campaigns.

Overtime does not treat investment-interest selections as authorization to send communications that violate applicable securities, advertising, privacy, or marketing laws.

5. Appointment Scheduling

Our website may direct visitors to Ro.am or another approved appointment scheduling service.

When you use an external booking system, that provider may collect appointment-related information in accordance with its own privacy practices.

Overtime may receive information necessary to arrange, administer, and follow up on your requested appointment.

We encourage visitors to review the applicable provider's privacy notice before submitting information through an external service.

6. Investor Portal and Third-Party Services

Overtime may provide links to an external investor portal or other third-party systems.

These systems may operate under separate security, account access, and privacy policies.

Overtime's website does not request your external investor portal password.

Information submitted directly to a third-party portal may be governed by that provider's privacy notice and any applicable investor or client agreements.

Where Overtime receives or processes information through an authorized relationship with such providers, its handling of that information is subject to applicable legal, contractual, and confidentiality obligations.

7. How We Disclose Personal Information

Overtime may disclose personal information when reasonably necessary for appropriate business operations and permitted by applicable law.

Potential recipients include the following.

Technology and Service Providers

Organizations supporting website hosting, customer relationship management, email communications, scheduling, cybersecurity, data storage, or other operational functions.

Authorized Professional Advisers

Attorneys, certified public accountants, insurance professionals, investment professionals, and other advisers where sharing is appropriate and authorized.

Business and Transaction Service Providers

Relevant parties involved in an authorized client request, investment inquiry, or professional engagement, subject to applicable restrictions.

Legal and Regulatory Authorities

Government agencies, courts, regulators, or other authorized parties when disclosure is required or permitted by applicable law.

Corporate Transaction Participants

Where permitted by law, relevant information may be disclosed in connection with a legitimate merger, acquisition, restructuring, or transfer of business operations, subject to appropriate safeguards.

Sharing personal information with a service provider for an authorized operational purpose is different from selling personal information or disclosing it for targeted advertising.

Overtime will provide any notices, consent mechanisms, or opt-out rights required by applicable law if its information practices involve regulated sales, sharing, or targeted advertising.

8. Cookies, Analytics, and Advertising Technology

Our website and its technology providers may use technical features needed to operate, maintain, or secure the site.

These may include technologies supporting website functionality, security, performance measurement, or visitor preferences.

At the initial launch of the new Webflow website, Overtime does not intend to activate the advertising pixels or visitor-identification tools previously used on its GoDaddy website.

Additional analytics, advertising measurement, retargeting, or similar technologies may be introduced after appropriate evaluation.

Where applicable, Overtime will provide disclosures and consent, opt-out, or preference controls required by law before activating those technologies.

Visitors may also manage certain browser storage and cookie preferences through their browser settings.

Disabling some technologies may affect website functionality.

9. Marketing Communications

Overtime may send educational updates, company information, event invitations, or information about services where appropriately authorized.

Individuals may unsubscribe from marketing email messages through the unsubscribe link provided in those communications or by contacting us.

We maintain applicable unsubscribe and suppression records to respect communication preferences.

Transactional, appointment-related, administrative, or legally necessary communications may still be sent when appropriate.

Providing a telephone number through a general contact form does not, by itself, constitute consent to receive automated marketing text messages.

Any SMS marketing program must use its own legally appropriate consent process.

10. Data Security

Overtime seeks to protect personal information through administrative, technical, and organizational safeguards appropriate to the nature of the information and our operations.

These may include access restrictions, secure systems, service-provider oversight, and processes for handling confidential information.

No website, online transmission, storage system, or electronic communication method can be guaranteed completely secure.

Visitors should avoid transmitting sensitive account details or confidential financial documents through ordinary website forms or unsecured email.

11. Data Retention

Overtime retains personal information for periods reasonably necessary to:

• Respond to inquiries.
• Provide requested services.
• Maintain authorized business relationships.
• Honor subscription preferences.
• Fulfill contractual obligations.
• Comply with applicable recordkeeping laws.
• Resolve disputes.
• Protect legitimate business interests.

Retention periods may vary depending on the information, the relevant relationship, and applicable legal requirements.

We may retain limited information necessary to maintain unsubscribe records and prevent unwanted marketing after an individual withdraws marketing consent.

When information is no longer needed, we handle it in accordance with applicable legal requirements and our approved retention, deletion, or deidentification practices.

12. Privacy Rights and Requests

Depending on where you reside and which laws apply, you may have rights to:

• Request access to personal information.
• Request correction of inaccurate information.
• Request deletion of eligible information.
• Request a copy of certain information.
• Withdraw applicable marketing consent.
• Opt out of certain uses or disclosures, including targeted advertising or qualifying data sales where applicable.
• Appeal certain decisions regarding privacy requests.

These rights may be subject to identity verification, statutory exceptions, regulatory retention requirements, and other applicable limitations.

How to Submit a Privacy Request

To submit a privacy-related request, contact:

info@overtime-capital.com

Please include "Privacy Request" in the subject line and describe the nature of your request.

We may need to verify your identity before providing, correcting, or deleting certain information.

We will review and respond to privacy requests in accordance with applicable law.

If a request is denied and applicable law provides an appeal right, you may submit an appeal by replying to our decision with "Privacy Appeal" in the subject line.

13. Financial Information and Additional Client Privacy Notices

Certain services or professional relationships may involve financial information that is subject to additional privacy, safeguarding, confidentiality, or regulatory requirements.

Where applicable, additional notices or contractual protections may govern nonpublic personal financial information.

This general website Privacy Policy does not replace any required financial privacy notice, investor agreement, confidentiality agreement, or professional engagement documentation.

Overtime will provide any legally required additional notices through the appropriate client or transaction process.

14. Children's Privacy

Our website is intended for business, professional, and adult financial planning audiences.

It is not directed toward children under the age of 13.

We do not knowingly seek to collect personal information from children under 13 through general website forms.

If we learn that such information has been collected inappropriately, we will take appropriate steps consistent with applicable law.

15. External Websites

Our website may contain links to websites or services that Overtime does not own or control.

We are not responsible for the privacy practices of independent third parties.

Visitors should review the privacy policies and terms of those providers before submitting personal information.

16. Changes to This Privacy Policy

Overtime may revise this Privacy Policy to reflect changes in operations, technology, legal requirements, or information practices.

The revised version will display an updated effective date or revision date.

Where applicable law requires additional notice or consent for material changes, we will provide it.

17. Contact Information

For privacy questions, personal information requests, or concerns about this Policy, contact:

Overtime Capital Group LLC
Website: https://overtime-capital.com
Email: info@overtime-capital.com
Phone: (214) 305-8477
Frisco, Texas, United States

© 2026 Overtime Capital Group LLC. All rights reserved.