Private wealth. Capital solutions. Legacy planning.
For executives and business owners navigating compensation and ownership transitions. The Executive Edition applies the pension-bridge planning process of The Program™ to income that arrives in layers, and to the decisions that tend to arrive at the same time.
Part of The Program™A pension-bridge planning process. Build. Protect. Grow. Legacy.Salary, bonus, equity awards, deferred compensation and retirement benefits are often designed by different people for different purposes. Around a promotion, a departure, a sale or a retirement, their timing can collide.
Vesting dates, payout elections and plan rules may not match the timeline you have in mind.
Wealth can become concentrated in a single company, through equity awards or through ownership.
Elections and deadlines often arrive during the busiest moments of a career or a transaction.
Planning around promotions, departures and changes in how compensation is paid.
Preparing for a sale, recapitalization or other liquidity event, and for what the proceeds will need to do afterward.
Understanding payout elections and timing, and how deferred amounts fit with other income.
Coordinating when salary ends, when deferred payouts begin and when retirement plan income starts.
How insurance and liquidity planning may support the transition years and long-term objectives, weighed against costs and alternatives.
Reviewing how business interests are owned and governed, with our attorneys and CPAs.
Planning for leadership and ownership succession, and for estate goals that depend on the business.
Not every topic applies to every client. The services Overtime provides are defined in each written engagement, and specialized work is carried out by licensed professionals.
Transitions tend to bundle decisions about compensation, ownership, taxes and family. The Executive Edition plans for these moments before they arrive.
New compensation, new elections and new exposure to plan around.
Concentration, timing and proceeds that call for a plan before the date arrives.
Ownership, structure, proceeds and life after the transaction.
Income that stops, payouts that start and benefits that need to be coordinated.
Leadership, ownership and family decisions, sequenced together.
Executives and owners often work with excellent advisors who rarely see each other’s work. Overtime coordinates the planning so their advice adds up to one plan.
Overtime maps compensation, ownership and benefits on one timeline, designs the coordinated strategy and sequences the work across our professionals.
Corporate, estate and transaction counsel for entities, agreements and succession documents.
Tax positions, elections and the timing of income and proceeds.
Coverage design, underwriting and policy placement.
Investment advice, concentrated positions and portfolio management.
Investment bankers and other advisors when a sale or recapitalization is involved.
A private conversation about your role, your business, your timeline and your goals.
Compensation, equity, deferred amounts, ownership and benefits, placed on one timeline.
A coordinated strategy, reviewed with our attorneys, CPAs and other professionals.
Approved elements put in place by licensed professionals, then revisited around each transition.
One pension-bridge planning process, four editions. Explore The Program™ Edition01AthleteFrom short-term income to long-term structure. For professional athletes and others with compressed earning windows. Explore the Athlete Edition Edition03LegacyLong-term ownership, liquidity and legacy continuity. For families planning across generations. Explore the Legacy Edition 
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Private aircraft acquisition, structured with the same discipline. Visit the Aviation page Every engagement begins with a private conversation about your compensation, your business and the transitions ahead.
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