Terms of Use | Overtime Capital Group

Effective Date: Upon approved publication
Website: https://overtime-capital.com

1. Acceptance of Terms

Welcome to Overtime Capital Group.

These Terms of Use ("Terms") govern access to and use of the website operated by Overtime Capital Group LLC ("Overtime Capital Group," "Overtime," "Company," "we," "us," or "our").

By accessing or using this website, you agree to these Terms and our Privacy Policy, subject to applicable law.

If you do not agree with these Terms, please discontinue use of the website.

We may modify these Terms periodically. Updated Terms will be posted on this website with a revised effective date.

2. Purpose of the Website

This website provides general information regarding Overtime Capital Group, its business activities, wealth planning frameworks, strategic services, investment-related activities, and educational resources.

Website content may include information concerning:

Overtime Wealth Architecture™ 2.0.
Ownership and entity structuring.
Tax and capital planning coordination.
Insurance-related planning.
Legacy and liquidity considerations.
Family office administration.
Business development and ownership planning.
Energy, real estate, and alternative investment sectors.
The Program™ and its various editions.
The Program™ | Aviation.
Professional consultations and business relationships.

The information is intended for general informational and educational purposes.

Website content is not a substitute for individualized advice from appropriately qualified professionals.

3. No Personalized Professional Advice

Information provided through this website does not, by itself, constitute individualized investment, legal, tax, accounting, insurance, securities, or financial advice.

Financial strategies and structures depend on individual circumstances, applicable laws, professional qualifications, contractual terms, and risk considerations.

Descriptions of Overtime's coordination services do not mean that Overtime itself performs every regulated service discussed on the website.

Where applicable, legal, tax, insurance, investment, securities, or other regulated services must be performed by professionals appropriately authorized to provide those services.

Visitors should consult qualified professionals before making significant financial, legal, tax, insurance, or investment decisions.

A particular strategy may be unsuitable or unavailable for certain individuals or entities.

4. No Securities Offering or Solicitation

Unless expressly provided through an authorized and legally compliant offering process, information on this website does not constitute an offer to sell, an invitation to purchase, or a solicitation of an offer to buy any security, investment interest, fund participation, or financial instrument.

Descriptions of investment sectors, potential opportunities, historical projects, or transaction structures are provided for general informational purposes.

Any securities offering, where authorized, would be made only through appropriate offering documentation and in accordance with applicable securities laws.

Eligibility, qualification, verification, transfer restrictions, investment risks, and participation requirements may apply.

Access to information about an investment sector does not establish eligibility to participate in a particular offering.

Nothing on this website guarantees access to any specific investment.

5. No Guarantees of Financial Results

Overtime does not guarantee investment performance, returns, income, tax savings, financing approval, insurance performance, asset protection, or other financial outcomes.

Financial strategies involve risks and uncertainties.

Past performance, historical examples, projections, and hypothetical illustrations are not guarantees or reliable predictions of future results.

Actual outcomes may differ materially from illustrations or expectations.

Visitors are responsible for performing appropriate due diligence and obtaining relevant professional advice before making decisions.

6. Overtime Wealth Architecture™ and The Program™

Overtime Wealth Architecture™ and The Program™ are proprietary planning frameworks associated with Overtime Capital Group.

Descriptions of these frameworks are educational explanations of planning concepts and potential coordination processes.

They are not representations that any particular strategy will be appropriate, available, successfully implemented, or legally or economically advantageous for every person.

Insurance-based strategies may involve underwriting, premium requirements, policy expenses, borrowing costs, lapse risk, tax consequences, and other important considerations.

Advanced planning structures require individualized professional review.

Nothing on this website establishes a guarantee of policy performance, financing, tax treatment, or long-term results.

7. Intellectual Property

Unless otherwise identified, website content, original text, proprietary graphics, diagrams, designs, educational frameworks, and other materials developed or owned by Overtime Capital Group are protected by applicable intellectual property laws.

These materials may include:

Overtime Capital Group branding.
Overtime Wealth Architecture™.
The Program™.
Approved Program edition branding.
Move Smarter With Money™.
Proprietary financial architecture diagrams.
Original presentations and educational materials.

Third-party trademarks, photographs, logos, fonts, and other licensed content remain the property of their respective owners.

Users may view website materials for personal, lawful, noncommercial informational purposes.

Except where permitted by law or authorized in writing, users may not reproduce, commercially distribute, republish, sell, or exploit proprietary website content.

No intellectual property rights are transferred through website access.

8. Permitted Website Use

You agree to use the website lawfully and not to:

Attempt unauthorized access to website systems or connected services.
Interfere with website functionality or security.
Submit malicious software or harmful code.
Use automated means that materially disrupt the website.
Misrepresent your identity when submitting inquiries.
Obtain or disclose information without authorization.
Use website content for unlawful or fraudulent purposes.
Infringe intellectual property or privacy rights.

Overtime may take reasonable steps to protect the website and its users, subject to applicable law.

9. Consultations and Client Relationships

Visitors may request consultations through the website or an approved external scheduling provider.

Submitting a form, scheduling a meeting, receiving general educational information, or communicating with Overtime does not automatically create an advisory, fiduciary, attorney-client, accountant-client, insurance-agent, or other regulated professional relationship.

Any professional or client engagement is subject to the applicable agreement, qualification requirements, disclosures, and professional responsibilities.

A consultation does not guarantee acceptance as a client or eligibility for a particular service or opportunity.

Specific engagement terms and fees, when applicable, will be provided through the appropriate process.

10. Investor Portal and External Platforms

This website may provide links to third-party services, including:

Appointment scheduling.
Investor account access.
Customer relationship and communication systems.
Educational resources.
External professional service providers.

These services may operate under separate terms, privacy policies, security procedures, and account agreements.

Overtime does not control every aspect of third-party systems and is not responsible for their independent practices except as required by applicable law or agreement.

Use of such services is subject to their applicable terms.

Visitors should never submit investor portal passwords or sensitive account credentials through an ordinary Overtime website inquiry form.

11. Accuracy and Availability

Overtime seeks to maintain accurate and useful website information.

However, information may become outdated, incomplete, or inaccurate due to changing laws, market conditions, business developments, or technical circumstances.

We do not guarantee that all website content is continuously current or error-free.

We may modify website content, services, navigation, or access features without prior notice, subject to applicable obligations.

The website may occasionally be unavailable due to maintenance, service interruptions, or events outside our reasonable control.

12. Confidentiality and Submitted Information

Visitors should not submit confidential financial records, personal identification numbers, passwords, banking credentials, or other highly sensitive information through ordinary website forms.

Personal information submitted through the website is handled in accordance with the Privacy Policy and applicable law.

Submitting general information through a public contact form does not automatically establish a confidential professional relationship.

When appropriate, Overtime or an authorized professional may provide a secure process for submitting sensitive documents.

13. Disclaimers of Warranties

To the extent permitted by applicable law, this website and its general informational content are provided on an "as available" and "as is" basis.

Overtime makes no guarantee that website access will be uninterrupted or that all informational material will be free from errors.

Nothing in these Terms excludes warranties, duties, protections, or rights that cannot lawfully be excluded.

14. Limitation of Liability

To the maximum extent permitted by applicable law, Overtime Capital Group and its applicable representatives are not responsible for indirect, incidental, special, or consequential damages arising solely from use of or inability to access this informational website.

This limitation does not exclude liability that cannot lawfully be limited, including liability arising from conduct for which applicable law prohibits exclusion or limitation.

Any separate written client or service agreement will govern the responsibilities and remedies applicable to that engagement.

15. Third-Party Links and References

References to third-party companies, financial institutions, professional advisers, organizations, or services do not automatically constitute an endorsement, partnership, sponsorship, or guarantee of performance.

Any actual relationship must be evaluated according to its specific terms.

Overtime is not responsible for the content or practices of independently operated websites, except where applicable law provides otherwise.

16. Governing Law

These Terms are intended to be governed by the laws of the State of Texas, United States, without displacing mandatory consumer protections or other laws that may apply.

Any dispute regarding the website will be subject to applicable jurisdictional requirements and any controlling written agreement between the relevant parties.

17. Severability

If any provision of these Terms is determined to be invalid or unenforceable, the remaining provisions will continue in effect to the extent permitted by law.

18. Contact Information

Questions regarding these Terms may be directed to:

Overtime Capital Group LLC
Frisco, Texas, United States
Website: https://overtime-capital.com
Email: info@overtime-capital.com
Phone: (214) 305-8477

Termsof use.